Atto Developer Documentation (all)
https://uk.api.atto.co/
https://us.api.atto.co/
Verify an individual’s income using Atto Income Verification.
This solution, which accesses the individual’s bank statements for up to 12 months, is powered using our own unique algorithms and will return both single and multiple income streams to provide an accurate income figure along with a confidence score. Benefits can be included or excluded in the income calculation.
Verified income is up to three main recurring income streams plus all benefit streams if present. Only credit transactions with amount > £50 are considered in the ranking mechanism, smaller credit transactions are ignored. In addition, all benefit streams will be shown if present, regardless the value. The main income streams are prioritized by total amount, their rank values are One, Two or Three . The benefit streams are returned in any case. Benefits aren't ranked, and rank is null for them. For example, if there are 3 recurring income streams and 2 benefit streams, then 5 income streams will be returned in total.
If the individual has connected their account using Atto Connect, you can use the GET /income-verification/v1/consents/{consentId}/verifications endpoint to verify an individual's income.