Unique identifier for the account to be verified for income
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If you wish to verify an individual's income with your own transaction data, you can do so using the POST /insights-engine/v1/income-verification endpoint. This will be using the data supplied via the endpoint in the request. Please ensure that this product is enabled for your app by talking to support before using this endpoint.
There are two additional query parameters that can be specified when making a request:
excludeBenefits that will omit transactions and income streams that were identified as benefits (UK only)includeFlags that will return an extended response containing all the flags used in calculating confidence score rather than just the confidence score itself.In response to your call, you will receive a JSON object containing relevant income streams along with confidence score and estimated salary for each one, as well as a total confidence score and estimated salary for all income streams combined.
Currency code for the transactions, currently supported codes are GBP and USD.
curl -i -X POST \
https://uk.api.atto.co/insights-engine/v1/income-verification \
-H 'Authorization: Bearer <YOUR_TOKEN_HERE>' \
-H 'Content-Type: application/json-patch+json' \
-d '{
"accountId": "string",
"includeFlags": true,
"excludeBenefits": true,
"currencyCode": "string",
"transactions": [
{
"transactionId": "string",
"description": "string",
"amount": 0.1,
"creditDebitIndicator": "Credit",
"status": "Pending",
"bookingDate": "string"
}
]
}'[ { "accountId": "string", "incomeStreams": [ … ], "incomeStreamsSummary": { … } } ]